My current rate is as follows:
With individuals: $350
With couples and families: $400

I carve out a fair number of appointments on a sliding scale fee schedule. Please check in if you are curious.

Cash. Check. Venmo. Zelle.

I also accept major credit cards and HSA cards.

Yes, as an out-of-network provider. I strive to submit out-of-network claims on behalf of my clients twice a month — around the 15th and end of each month.

On rare occasion, an insurance carrier does not accept my claims (or any out-of-network claims). I make every attempt to enroll in their system. And in cases (<5%) where my claims continue to be rejected, I am happy to offer a super bill.

To qualify, see whether your insurance plan is a PPO (vs. HMO or EPO). PPO insurance plans have out-of-network benefits, which means that a significant portion of your fee can be covered once your deductible is met.

If you have an HMO insurance plan, your coverage is not likely to include any out-of-network benefits. This means you would have to pay for my services out-of-pocket.

Ordinarily, yes. However, I offer to submit all of my clients’ billing paperwork to their health insurance carriers, and am often able to resolve any insurance issues by interfacing with their representatives myself.

My clients appreciate this for several reasons: 1) they do not have to submit any paperwork to their insurance carriers: 2) they are only responsible for paying their deductible and co-insurance; and 3) they do not have to interface with their insurance for any reason.

With your birthdate and insurance ID, and your written consent to have access to your insurance information, I can have access to your basic insurance benefits. Most providers place the burden of insurance on their clients, and expect a full fee after each visit. That’s not an issue my clients have to experience.

If you are wanting to know the net cost once your insurance has been applied, it is easiest and most efficient for you to reach out to the customer representative of your insurance plan. Please read the insurance walkthrough for detailed guidance.

Sure. I get this question all the time.

What is my out-of-network deductible? In order for you to see the benefits of your health insurance, your have to meet your deductible each year. Out-of-network deductibles can vary widely, from $0 to $7500.

What is my co-insurance? Often, this is a percentage value, or what you are responsible for paying of the overall fee. If your co-insurance is 10%, and we agree that your sliding scale session cost is $200, then you are responsible for paying $20 for each visit. Like the deductible, co-insurance rates vary widely — between 0% and 50%.

What is the allowable charge? For a 45-minute psychotherapy visit (CPT: 90834) with a psychologist in the zip code 10010.

Many health insurance plans establish an “allowable charge,” an amount that your health insurance will reimburse for a procedure (e.g., psychotherapy) based on the zip code of your therapist’s practice. If your “allowable charge” per appointment is $300, your health insurance will recognize up to $300 in payments towards your deductible. And any reimbursements will also be based on this amount.

What is my out-of-pocket maximum? Most plans have an out-of-pocket maximum. Once you have reached this amount in payments, your health insurance will pay for your appointments up to the allowable amount.

*Please consider the allowable charge when calculating your plan's deductible, co-insurance, and out-of-pocket maximums.